1. Deposit Collection a Saving Deposit b Term (Fixed) Deposit c Prudential Insurance Savings Account d Prudential Certificate of Deposit e Call Deposit f privilege Saving Accounts g Premiere Saving Accounts   2. Loans and Advances a Hire Purchase Loan b Housing Loan c Term Loan d Contracter Loan e Industrial Loan f Home Loan g Fixed Deposit Loan h Educational Loan i Loan Against Shares j Real Estate Loan 3. Consortium Loans (through negotiations) 4. Share Loan 5. Issue of Bank Guarantee 6. Merchant Banking (Not Started) a Initial Dispersal b Creation of Markets c Creation of Secondary Markets   7. Additional Services as per Clients' Needs